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Confidential Information does not include (i) information that has been or is becoming generally available to the public, (ii) that was or will not be available on a non-confidential basis, unless the source of such information was not bound by a confidentiality agreement in this regard, (iii) held by Whitney before it was provided by or on behalf of EduTrades, provided that the source of such information is not bound by confidentiality: ar 13.15. Execution. This agreement is executed by the lender by clicking on “I agree” on the site.